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Guides

Costs and insurance: Florida homeowner guides

Florida guides on paying contractors safely: fair deposits, lien waivers, written contracts, insurance claims and protecting yourself from contractor fraud.

Close-up of red-tiled roof with metal hurricane straps, exposed roof deck nailing, and impact windows on stucco exterior under clear blue sky
Costs and insurance

Wind Mitigation Inspections in Florida: Insurance Premium Savings

Learn how a wind mitigation inspection documents features like roof attachments and shutters to qualify for hurricane premium discounts on Florida homeowners insurance policies under state law.

October 15, 2026 · 6 min read
Florida single-family home exterior with lumber stacks, roofing materials, and tools on driveway in suburban neighborhood
Costs and insurance

Florida Homeowners’ Construction Recovery Fund: Eligibility and Claims

Learn who qualifies for the Florida Homeowners’ Construction Recovery Fund and the step-by-step claim process administered by DBPR and the Construction Industry Licensing Board under Chapter 489, F.S.

October 15, 2026 · 7 min read