Wind Mitigation Inspection in Florida
The OIR-B1-1802 form insurers use for wind discounts: what it records, who may sign it, and licensed home inspectors near you. Free to request.
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A wind mitigation inspection records the features of a home that resist hurricane wind on the state Form OIR-B1-1802 (Uniform Mitigation Verification Inspection Form). Insurers must accept the form when a qualified inspector signs it, and use it to apply wind mitigation discounts.
What the inspector checks
- Roof covering and roof deck attachment
- Roof to wall attachment and roof shape
- Secondary water resistance
- Opening protection, such as shutters and impact windows and doors
Who may sign it
- A Florida licensed home inspector who completed at least 3 hours of hurricane mitigation training approved by the Construction Industry Licensing Board and a proficiency exam
- A building code inspector certified under section 468.607
- A general, building or residential contractor licensed under section 489.111
- A professional engineer or architect licensed in Florida
- Anyone else your insurer recognizes as qualified
Sources: Section 627.711, Florida Statutes and Florida DFS: mitigation inspections and forms. Our records confirm an active home inspector license, not the hurricane mitigation training, so ask for it before you book.
Licensed home inspectors by city
Top 3 per city by Rank Score, from Florida license records. No company can pay to rank higher. How scores work
Miami 536 licensed
All home inspectors in MiamiOrlando 231 licensed
All home inspectors in OrlandoJacksonville 232 licensed
All home inspectors in JacksonvilleFort Myers 105 licensed
All home inspectors in Fort MyersSarasota 114 licensed
All home inspectors in SarasotaBradenton 82 licensed
All home inspectors in BradentonRelated pages
Common questions
What is a wind mitigation inspection?
An inspection of the features of a home that resist hurricane wind, recorded on the state Uniform Mitigation Verification Inspection Form (OIR-B1-1802). Insurers use the form to decide which wind mitigation discounts apply.
Who can sign the OIR-B1-1802 form?
Under section 627.711(2), Florida Statutes: a licensed home inspector who completed at least 3 hours of CILB approved hurricane mitigation training and a proficiency exam, a certified building code inspector, a licensed general, building or residential contractor, a licensed professional engineer, a licensed architect, or anyone else the insurer recognizes as qualified.
How long is a completed form valid?
Florida DFS says a completed form is valid for up to five years, as long as the structure has no material changes and no inaccuracies are found.
Which version of the form applies?
Florida DFS says form OIR-B1-1802 (Rev. 04/26) must be used for inspections from April 1, 2026. Earlier inspections may use the Rev. 01/12 form.
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General information for Florida homeowners, not insurance advice. Insurer rules change, so confirm with your agent. Florida Home Network does not perform inspections.